Intimation / Communications in respect to Deduction of tax at source on Dividend- 24.06.2022
Important Announcement to Physical Shareholders Click here
To report any unauthorised electronic transaction click here
Intimation / Communications in respect to Deduction of tax at source on Dividend- 24.06.2022
Important Announcement to Physical Shareholders Click here
To report any unauthorised electronic transaction click here
18000
Total Business
14.14
Excellent CRAR
80
Awards Won
Finacle CBS
From Infosys
Personal Banking
Take your first step in Banking with our easy-to-use savings accounts.
Corporate Banking
Go cashless… anywhere, anytime with our Bharat Bank Debit cards.
Digital Banking
Bharat Bank on YOUR FINGERTIPS….. with our Best-in-class NEXA mobile app.
International Banking
Enjoy Highest Returns with lowest risk.... with Bharat Bank Fixed Deposits.
Loan Products
For Businesses
Loan Products
For Individuals
Recommended Products for Salaried
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
Daily Banking
Regular Savings Account
Easy access to funds with Net Banking and Mobile Banking facilities.
HIGH RETURNS
Flexi Fixed Deposit (FFDSB)
Balance above ₹50,000 earns FD rates while remaining liquid.
LONG TERM
Cumulative Deposit Scheme
Compound your monthly savings over a flexible tenure.
Loan Products
DREAM HOME
Housing Loan
Competitive rates for buying, building, or renovating your home.
LIFESTYLE
Consumer Loan
Finance for purchasing consumer durables and household appliances.
EASY MOBILITY
Vehicle Loan
Finance for new or used cars and two-wheelers with easy EMIs.
Recommended Products for Professionals
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
BUSINESS ESSENTIAL
Bharat Silver Current
Ideal for Doctors and CAs with low average monthly balance requirements.
SMART CASH
Flexi Fixed Deposit (FFDCA)
Sweep facilities for Current Accounts to maximize interest on idle cash.
REGULAR PAYOUT
Quarterly Income Plan
Receive interest payouts every quarter to manage professional overheads.
Loan Products
PRACTICE GROWTH
Loan to Doctors
Finance for setting up clinics or purchasing advanced medical equipment.
ASSET VALUE
Mortgage Loan
Loan against property for professional expansion or personal requirements.
OFFICE TECH
Consumer Durable Loan
Easy financing for laptops, IT systems, and professional hardware.
Recommended Products for Business Owners
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
HIGH VOLUME
Platinum Current Account
Unlimited cheque leaves and free RTGS/NEFT for active traders.
OPERATIONAL
Regular Current Account
Standard current account for seamless daily business transactions.
SECURE CORPUS
Regular Fixed Deposit
Safe parking for business surplus with flexible tenure options.
Loan Products
CASH FLOW
Working Capital Finance
Cash Credit and Overdraft facilities to manage daily business operations.
SCALING UP
Bharat MSME Loan
Tailored credit for manufacturing and service sector enterprises.
IMPORT/EXPORT
Trade Finance
Letters of Credit and Bank Guarantees for institutional trade requirements.
Recommended Products for Trust, Society & AoP
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
COMMUNITY FIRST
Bharat My Society Account
Specialized savings accounts with tailor-made services for housing societies.
TAX BENEFITS
Fixed Deposit for Trusts
Highly secure investment options for registered public and charitable trusts.
GROWTH
Reinvestment Deposit
Ideal for building building-repair funds or corpus for societies.
Loan Products
INFRASTRUCTURE
Mortgage Loan (Trust)
Funding for construction or repair of trust-owned premises.
UTILITY
Vehicle Loan (Society)
Finance for ambulances, school buses, or institutional vehicles.
QUICK LIQUIDITY
Overdraft Facility
Short term financial help for approved institutional expenses.
Recommended Products for Retired Individuals
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
BONUS RATES
Senior Citizen FD
Additional 0.50% interest rate to maximize your retirement corpus.
STAY INDEPENDENT
Monthly Income Plan (MIP)
Interest paid monthly to act as a regular pension-style income.
SECURITY
Safe Deposit Lockers
Secure your valuables and documents with priority locker allotment.
Loan Products
LIQUIDITY
Loan Against FD
Avail up to 95% of your deposit amount as a loan for medical needs.
CASH FROM HOME
Reverse Mortgage
Turn your property equity into a monthly stream of income.
EMERGENCY
Personal Loan
Hassle-free personal finance for social or family commitments.
Recommended Products for Students
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
KIDS SAVING
Bharat Champs
Encourage saving habits with a minor savings account for students.
DIGITAL BANKING
Regular Savings
Access funds via Mobile App and Debit Card for daily student needs.
GOAL SAVING
Recurring Deposit
Build a fund for higher education through small monthly installments.
Loan Products
EDUCATION
Vidyavahini Loan
Finance for higher studies in India or abroad with a flexible moratorium.
COMMUTE
Two-Wheeler Loan
Special rates for students to purchase vehicles for college travel.
SKILLS
Personal Loan (Education)
Finance for certification courses, laptops, and study materials.
Recommended Products for Home Makers
Tailored financial solutions from Bharat Bank based on your profile.
Deposit Products
WOMEN EMPOWERED
Shakti Savings
Savings account with added lifestyle benefits and locker discounts.
WEALTH BUILDER
Lakhpati RD Scheme
Special recurring deposit designed to help you reach the lakh mark easily.
INVESTMENT
Tax Saving FD
Secure 5-year deposit with attractive returns and tax exemptions.
Loan Products
INSTANT CASH
Gold Loan
Get funds within minutes by pledging gold ornaments with low interest.
EMPOWERMENT
Vanita Udyami Loan
Finance to support small and big businesses run by women entrepreneurs.
HOME UPGRADE
Consumer Durable Loan
Easy financing for purchasing essential home appliances.
Your Monthly EMI will be
₹1,50,000
Amount Payable
₹1,50,000
Interest Amount
₹1,50,000
Principal Amount
₹1,50,000
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One of the most One of the most Customer Friendly Banks in India
Serving the Nation over the Decades
Founded in Mumbai on August 21, 1978, Bharat Co-operative Bank Ltd (Bharat Bank) quickly gained a reputation as a fast-growing institution. Bharat Bank became a pioneer by implementing Core Banking Solution (2003) and later acquired an AD Category-I license (2009). By 2015, the bank had expanded to 75 branches across Maharashtra, Karnataka, and Gujarat.
Mobile Banking with Nexa
Banking at your fingertips! Experience instant, convenient and secure account access anywhere anytime.
Pay instantly
Manage Accounts
Secure Banking
Manage Debit Card
Surakshit Bharat
A Cybersecurity Awareness Initiative by Bharat Bank
