Your All-in-One Digital Society Partner

Seamless accounting, automated billing, and transparent communication.

Bharat My Society is a pioneering account with a digital solution designed to be your best companion in your financial journey, specifically for housing and commercial societies. This platform integrates a high-performance society bank account with a feature-rich web app and a mobile app, automating everything from maintenance billing and late fee calculations to complaint resolution and vendor management. It bridges the gap between the managing committee and residents through real-time data and transparency.

  • Personal Service
    Personal Service

    People-centric Banking

  • Free Insurance
    Free Insurance

    Life & Accident Cover

  • Digital Services
    Digital Services

    Mobile Banking, UPI

  • Debit Card
    Debit Card

    Rupay Classic, Platinum

  • Automated Maintenance Billing: Generate monthly or quarterly bills with a single click, including automated late fee calculations and component-wise breakups.

  • Smart Payment Gateway: Residents can pay maintenance online via UPI, Net Banking, or Cards directly through the app, with auto-receipt generation.

  • Virtual Account Numbers: Every flat is assigned a unique virtual account, ensuring 100% accuracy in payment reconciliation and identifying payers instantly.

  • Digital Notice Board: Broadcast circulars, meeting notices, and event updates directly to residents' smartphones via SMS, Email, and App notifications.

    • Document Hub: Centralised digital storage for vital society records like Bye-laws, Allotment Letters, and Registration Certificates.

  • Complaint Management: A dedicated module for residents to raise tickets, track progress, and for the committee to manage vendors and AMC renewals.

  • Complete Financial Reporting: One-click generation of Balance Sheets, Income vs. Expenditure statements, and Defaulter Lists (Section 101/154B-29).

  • Registered Co-operative Housing Societies (CHS).

  • Commercial Premises Societies.

  • Resident Welfare Associations (RWA).

  • Federations or Groups of Societies.

  • Society Registration Certificate & Bye-laws.

  • PAN Card of the Society.

  • Formal Committee Resolution for opening the account and opting for the BMS service.

  • KYC (OVD and Photos) of the authorised signatories.

  1. How does Bharat My Society help with defaulters? The system automatically sends reminders via SMS/Email and generates statutory defaulter notices as per the latest Bye-laws.

  2. Is the mobile app free for residents? Yes, the resident-facing app is part of the Bharat My Society ecosystem, allowing them to view bills, pay online, and raise complaints.

  3. Can it handle GST and TDS? Yes, the accounting module is equipped to generate Tax Reports, including TDS and GST compliance.

  4. Is there training available? We offer free online training sessions for committee members and accountants to master the platform.

  5. How are the bills delivered? Bills are automatically broadcasted to registered email IDs and are available for download within the resident’s app.

  6. Can I generate Accounting Reports in the App? Yes. Income & Expenditure, Receipet& Payments, Trail Balance, Balance sheet, FD & Assets Report, Tax Report etc., can be generated.

  7. Does it have a Complaint Management System? Yes. Auto assignment and escalation of complaints is possible.
  8. What are the benefits to Committee Members?

    • Boost collections: Easy payment option with unique virtual account number for each flat.
    • Automate bills: Generate effortlessly with Late Fees.
    • Centralise documentsStore vital society documents.
    • Swift complaints: Update and resolve via app.
    • Share information: Notices, circulars, events on the board.
    • Set reminders: FD renewal, tenant agreement, vendor AMC.
    • Meeting efficiency: Write, print agenda & minutes.
  9. What are the benefits to Society Members?
    • Simplify billing: View, download bills & receipt on the app.
    • Easy payments: Conveniently settle bills through unique Virtual Account of the resident printed on Bill.
    • Seamless complaint resolution: Raise & view progress directly from the app.
    • Classifieds hub: Buy, Sell & Rent options within the society.
    • Timely reminders: Bill reminders to ensure you never miss a due date.
    • Stay informed: Access the Notice Digital Board on the app.
  • Minimum Balance: Rs.1000

  • Software Subscription: Free 

  • Free Stationery: Free Cheque Books, DDs, and Pay Orders*.

  • Digital Transfers: Zero charges for NEFT/RTGS/IMPS within the app.

Calculate EMI

Interest Rate

15.5%

₹1,50,000

₹50,000 ₹50,00,000

2 Years

1 Year 5 Years
Your Monthly EMI will be

₹1,50,000

Amount Payable

₹8,29,097

Interest Amount

₹1,50,000

Principal Amount

₹1,50,000