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Growth You Can Rely On

Maximum security for your hard-earned savings.

Bharat Bankā€™s Fixed Deposits offer a rock-solid foundation for your investment portfolio, providing a safe haven for your capital with guaranteed appreciation. By locking in attractive interest rates, you protect your savings from market volatility while ensuring steady wealth creation. With flexible tenures and compounding benefits, we help you build a financial cushion that stands the test of time.

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    Digital Services

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    Debit Card

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    Personal Service

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  • Flexible Tenures: Choose a maturity period ranging from a minimum of 7 days up to 10 years to suit your financial goals.

  • Competitive Interest: Earn attractive interest rates with additional benefits for senior citizens.

  • Multiple Interest Payouts:Ā Opt for monthly, quarterly, or cumulative interest (re-investment) as per your liquidity needs.

  • Loan Facility:Ā Avail instant loans or overdrafts against your FD (up to 90% of the deposit amount) without breaking the deposit.

  • Nomination Facility: Secure your family's future with easy nomination services for all deposit holders.

  • Auto-Renewal:Ā Hassle-free automatic renewal of deposits upon maturity to ensure continuous interest earning.

  • Safety & Trust: Your deposits are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) for up to ā‚¹5 Lakh.

  • Senior Citizen Bonus:Ā Special higher interest rates provided to individuals aged 60 and above.

  • Resident Individuals (Singly or Jointly).

  • Hindu Undivided Families (HUF).

  • Minor accounts (operated by guardians).

  • Sole Proprietorships, Partnership Firms, and Limited Companies.

  • Trusts, Associations, and Registered Societies.

  • One latest passport size photograph.

  • PAN Card or Form 60.

  • Any one of - Aadhaar Card, Voterā€™s ID, Driving License, Passport, Job Card issued under MGNREGA or the new Viksit Bharat-G RAM G Act, Letter issued by the National Population Registrar.

  • For Societies/Trusts: Registration Certificate and Resolution copy.

  • What is the minimum amount for a Fixed Deposit?
    The minimum amount starts from as low as ā‚¹1,000 for standard deposits.
  • Can I withdraw my FD before maturity?
    Yes, premature withdrawal is allowed, subject to a nominal penalty as per bank policy.
  • Is tax deducted at source (TDS)?
    Yes, TDS is applicable on interest earned as per Income Tax guidelines unless Form 15G/15H is submitted.
  • Do Senior Citizens get higher rates?
    Yes, senior citizens are eligible for an additional interest rate over the regular card rates.
  • How is the interest calculated?
    Interest is calculated on a quarterly compounding basis for cumulative deposits.
  • Premature Closure Penalty: 1% below the rate applicable for the period the deposit remained with the bank.
  • Overdraft against FD: Interest charged at a small margin (typically 1%) above the FD rate.

(Exclusive of GST)

  • Flexible Tenures: Choose a maturity period ranging from a minimum of 7 days up to 10 years to suit your financial goals.

  • Competitive Interest: Earn attractive interest rates with additional benefits for senior citizens.

  • Multiple Interest Payouts:Ā Opt for monthly, quarterly, or cumulative interest (re-investment) as per your liquidity needs.

  • Loan Facility:Ā Avail instant loans or overdrafts against your FD (up to 90% of the deposit amount) without breaking the deposit.

  • Nomination Facility: Secure your family's future with easy nomination services for all deposit holders.

  • Auto-Renewal:Ā Hassle-free automatic renewal of deposits upon maturity to ensure continuous interest earning.

  • Safety & Trust: Your deposits are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) for up to ā‚¹5 Lakh.

  • Senior Citizen Bonus:Ā Special higher interest rates provided to individuals aged 60 and above.

  • Resident Individuals (Singly or Jointly).

  • Hindu Undivided Families (HUF).

  • Minor accounts (operated by guardians).

  • Sole Proprietorships, Partnership Firms, and Limited Companies.

  • Trusts, Associations, and Registered Societies.

  • One latest passport size photograph.

  • PAN Card or Form 60.

  • Any one of - Aadhaar Card, Voterā€™s ID, Driving License, Passport, Job Card issued under MGNREGA or the new Viksit Bharat-G RAM G Act, Letter issued by the National Population Registrar.

  • For Societies/Trusts: Registration Certificate and Resolution copy.

  • What is the minimum amount for a Fixed Deposit?
    The minimum amount starts from as low as ā‚¹1,000 for standard deposits.
  • Can I withdraw my FD before maturity?
    Yes, premature withdrawal is allowed, subject to a nominal penalty as per bank policy.
  • Is tax deducted at source (TDS)?
    Yes, TDS is applicable on interest earned as per Income Tax guidelines unless Form 15G/15H is submitted.
  • Do Senior Citizens get higher rates?
    Yes, senior citizens are eligible for an additional interest rate over the regular card rates.
  • How is the interest calculated?
    Interest is calculated on a quarterly compounding basis for cumulative deposits.

  • Premature Closure Penalty: 1% below the rate applicable for the period the deposit remained with the bank.
  • Overdraft against FD: Interest charged at a small margin (typically 1%) above the FD rate.

(Exclusive of GST)