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For full details read our Terms & Conditions and Privacy Policy

Lenotice and Request for Consent

I hereby consent to collection and processing of my data by Bharat Co-operative Bank (Mumbai) Ltd., for availing this account and relevant services in the manner described below.

Notice and request for consent

Bharat Co-operative Bank (Mumbai) Ltd., ("Bank" or "us" or "we") respects your privacy and is committed to protecting your personal data.

This notice and request for consent ("Notice") will inform you about how the Bank proposes to collect, handle, store, use, disclose and transfer ("Process") your personal data in connection with the requested product/account relationship and related services.

1. Categories of Personal Data

We may Process the following types of your personal data:

  • Identity & Contact: Name, address, mobile number, email, signatures, date of birth, identity/residence identifiers (Aadhaar, PAN), marital status, citizenship, etc.
  • Financial Details: Income, occupation, transaction history, payment records, etc.
  • Third-Party Info: Nominee, family, authorized signatories, correspondent bank data.
  • Online & Technical: Location, IP address, device IMEI, operating system, contact lists, technical usage data, PINs in encrypted form.
  • Correspondence & Analytics: Records of chats, emails, telephone calls, credit scores, behavioural projections, analytical results.
2. Purposes of Processing
  • To meet legal, KYC/AML, credit reporting, data audit, and regulatory obligations.
  • To assess and monitor continued eligibility and suitability for requested products.
  • To enable net banking, digital banking, card issuance, and service delivery.
  • To enable repayment, recovery, legal enforcement, and fraud prevention.
3. Data Sharing

We may share your personal data with affiliates, credit bureaus, payment gateways, card associations, service providers, consultants, fintech partners, and loyalty management entities for specified purposes.

4. Rights & Withdrawal of Consent

You have the right to withdraw your consent at any time by writing to privacy@bharatbank.bank.in. Discontinuation of consent may affect our ability to continue offering requested services.

5. Contact Information

DPO: Mr. Sunil Palkar

Email: privacy@bharatbank.bank.in

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External Links (Links to third-party websites) Ā 

At many places in this website, you shall find links to other websites/portals. These links have been placed for your convenience. Bharat Co-operative Bank (Mumbai) Ltd. is not responsible for the contents and reliability of the linked websites and does not necessarily endorse the views expressed in them. Mere presence of the link or its listing on this website should not be assumed as endorsement of any kind. We cannot guarantee that these links will work all the time and we have no control over availability of linked pages.

Users are informed that once they leave this website via an external link, any data they provide will be governed by the destination site's own privacy policy and data protection standards. The Bank shall not be held liable for any data breaches or unauthorized processing of personal data by third parties.

InternalĀ LinksĀ (LinksĀ toĀ BharatĀ BankĀ WebsiteĀ byĀ otherĀ websites)

We do not object to you linking directly to the information that is hosted on our site and no prior permission is required for the same. However, we would like you to inform us about any links provided to this website so that you can be informed of any changes or updates therein. Also, we do not permit our pages to be loaded into frames on your site. The pages belonging to this website must load into a newly opened browser window of the user. Bank does not link to "unverified" or "non-secure" (HTTP) external sites.

RedirectionĀ Notice

Any link that takes the user outside of the https://www.bharatbank.bank.in domain is preceded by a "Disclaimer" or "Redirection Note" informing the user that they are leaving the bank’s official environment and that the bank is not liable for the privacy practices or content of the destination site.

Clicking on an external link constitutes the user's voluntary consent to exit the Bank’s secure environment. The Bank will provide a clear prompt allowing the user to choose whether to proceed to the third-party site or remain on the official domain.

External websites may deploy their own cookies or tracking technologies to collect user data. Bharat Bank encourages users to review the 'Cookie Policy' of the destination website before sharing any personal or sensitive information.

The Bank does not share or transmit any personal data of the user through these hyperlinks. In instances where a third-party service provider (e.g., a payment gateway) is required, the sharing of data will be governed strictly by the Bank's primary Privacy Policy and contractual safeguards.

The Bank mandates a policy of linking only to external sites that support secure encrypted communication (HTTPS). If a user chooses to bypass security warnings to visit an 'unverified' or 'non-secure' (HTTP) site, they do so at their own risk regarding data confidentiality and integrity.

ą¤¬ą¤¾ą¤¹ą¤°ą„€Ā ą¤²ą¤æą¤‚ą¤•Ā (ą¤¤ą„ƒą¤¤ą„€ą¤Æ-ą¤Ŗą¤•ą„ą¤·Ā ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚Ā ą¤•ą„‡Ā ą¤²ą¤æą¤‚ą¤•)

इस ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤®ą„‡ą¤‚ ą¤•ą¤ˆ ą¤øą„ą¤„ą¤¾ą¤Øą„‹ą¤‚ पर ą¤†ą¤Ŗą¤•ą„‹ ą¤…ą¤Øą„ą¤Æ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚/ą¤Ŗą„‹ą¤°ą„ą¤Ÿą¤²ą„‹ą¤‚ ą¤•ą„‡ लिंक ą¤®ą¤æą¤²ą„‡ą¤‚ą¤—ą„‡ą„¤ ą¤Æą„‡ लिंक ą¤†ą¤Ŗą¤•ą„€ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤¦ą¤æą¤ ą¤—ą¤ ą¤¹ą„ˆą¤‚ą„¤ भारत ą¤•ą„‹-ą¤‘ą¤Ŗą¤°ą„‡ą¤Ÿą¤æą¤µ ą¤¬ą„ˆą¤‚ą¤• (ą¤®ą„ą¤‚ą¤¬ą¤ˆ) ą¤²ą¤æą¤®ą¤æą¤Ÿą„‡ą¤” लिंक ą¤•ą„€ ą¤—ą¤ˆ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚ ą¤•ą„€ ą¤øą¤¾ą¤®ą¤—ą„ą¤°ą„€ और ą¤µą¤æą¤¶ą„ą¤µą¤øą¤Øą„€ą¤Æą¤¤ą¤¾ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤œą¤¼ą¤æą¤®ą„ą¤®ą„‡ą¤¦ą¤¾ą¤° ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ और ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤Øą¤¹ą„€ą¤‚ कि वह ą¤‰ą¤Øą¤®ą„‡ą¤‚ ą¤µą„ą¤Æą¤•ą„ą¤¤ ą¤µą¤æą¤šą¤¾ą¤°ą„‹ą¤‚ का ą¤øą¤®ą¤°ą„ą¤„ą¤Ø करता ą¤¹ą„‹ą„¤ इस ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ पर लिंक ą¤•ą„€ ą¤‰ą¤Ŗą¤øą„ą¤„ą¤æą¤¤ą¤æ या ą¤‰ą¤øą¤•ą„€ ą¤øą„‚ą¤šą„€ ą¤•ą„‹ ą¤•ą¤æą¤øą„€ ą¤­ą„€ ą¤Ŗą„ą¤°ą¤•ą¤¾ą¤° का ą¤øą¤®ą¤°ą„ą¤„ą¤Ø ą¤Øą¤¹ą„€ą¤‚ माना जाना ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ हम यह ą¤—ą¤¾ą¤°ą¤‚ą¤Ÿą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤¦ą„‡ ą¤øą¤•ą¤¤ą„‡ कि ą¤Æą„‡ लिंक हर समय काम ą¤•ą¤°ą„‡ą¤‚ą¤—ą„‡ और लिंक ą¤•ą¤æą¤ ą¤—ą¤ ą¤Ŗą„ƒą¤·ą„ą¤ ą„‹ą¤‚ ą¤•ą„€ ą¤‰ą¤Ŗą¤²ą¤¬ą„ą¤§ą¤¤ą¤¾ पर हमारा ą¤•ą„‹ą¤ˆ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤£ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤

ą¤‰ą¤Ŗą¤Æą„‹ą¤—ą¤•ą¤°ą„ą¤¤ą¤¾ ą¤•ą„‹ ą¤øą„‚ą¤šą¤æą¤¤ किया जाता ą¤¹ą„ˆ कि ą¤¬ą¤¾ą¤¹ą¤°ą„€ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚ पर ą¤œą¤¾ą¤Øą„‡ ą¤•ą„‡ बाद, उनका ą¤”ą„‡ą¤Ÿą¤¾ उस ą¤øą¤¾ą¤‡ą¤Ÿ ą¤•ą„€ ą¤…ą¤Ŗą¤Øą„€ ą¤—ą„‹ą¤Ŗą¤Øą„€ą¤Æą¤¤ą¤¾ ą¤Øą„€ą¤¤ą¤æ और ą¤”ą„‡ą¤Ÿą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤®ą¤¾ą¤Øą¤•ą„‹ą¤‚ ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ शासित ą¤¹ą„‹ą¤—ą¤¾ ą„¤ ą¤¬ą„ˆą¤‚ą¤• ą¤•ą¤æą¤øą„€ ą¤­ą„€ ą¤¤ą„ƒą¤¤ą„€ą¤Æ-ą¤Ŗą¤•ą„ą¤· ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤”ą„‡ą¤Ÿą¤¾ ą¤‰ą¤²ą„ą¤²ą¤‚ą¤˜ą¤Ø या ą¤…ą¤Øą„ą¤šą¤æą¤¤ ą¤Ŗą„ą¤°ą¤øą¤‚ą¤øą„ą¤•ą¤°ą¤£ (processing) ą¤•ą„‡ ą¤²ą¤æą¤ ą¤‰ą¤¤ą„ą¤¤ą¤°ą¤¦ą¤¾ą¤Æą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤—ą¤¾

आंतरिक लिंक (ą¤…ą¤Øą„ą¤ÆĀ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚Ā ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾Ā ą¤­ą¤¾ą¤°ą¤¤Ā ą¤¬ą„ˆą¤‚ą¤•Ā ą¤•ą„€Ā ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤ŸĀ ą¤•ą„‡Ā ą¤²ą¤æą¤‚ą¤•)

ą¤¹ą¤®ą„‡ą¤‚ ą¤…ą¤Ŗą¤Øą„€ ą¤øą¤¾ą¤‡ą¤Ÿ पर ą¤¹ą„‹ą¤øą„ą¤Ÿ ą¤•ą„€ ą¤—ą¤ˆ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤øą„‡ ą¤øą„€ą¤§ą„‡ ą¤œą„ą¤”ą¤¼ą¤Øą„‡ (लिंक ą¤•ą¤°ą¤Øą„‡) पर ą¤•ą„‹ą¤ˆ ą¤†ą¤Ŗą¤¤ą„ą¤¤ą¤æ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ और ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤æą¤ ą¤•ą¤æą¤øą„€ ą¤Ŗą„‚ą¤°ą„ą¤µ ą¤…ą¤Øą„ą¤®ą¤¤ą¤æ ą¤•ą„€ ą¤†ą¤µą¤¶ą„ą¤Æą¤•ą¤¤ą¤¾ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤ हालांकि, हम ą¤šą¤¾ą¤¹ą„‡ą¤‚ą¤—ą„‡ कि आप इस ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤•ą„‹ ą¤¦ą¤æą¤ ą¤—ą¤ ą¤•ą¤æą¤øą„€ ą¤­ą„€ लिंक ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤¹ą¤®ą„‡ą¤‚ ą¤øą„‚ą¤šą¤æą¤¤ ą¤•ą¤°ą„‡ą¤‚ ताकि ą¤†ą¤Ŗą¤•ą„‹ ą¤‰ą¤øą¤®ą„‡ą¤‚ ą¤¹ą„‹ą¤Øą„‡ ą¤µą¤¾ą¤²ą„‡ ą¤•ą¤æą¤øą„€ ą¤­ą„€ बदलाव या ą¤…ą¤Ŗą¤”ą„‡ą¤Ÿ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤øą„‚ą¤šą¤æą¤¤ किया जा ą¤øą¤•ą„‡ą„¤ साऄ ą¤¹ą„€, हम ą¤…ą¤Ŗą¤Øą„‡ ą¤Ŗą„ƒą¤·ą„ą¤ ą„‹ą¤‚ ą¤•ą„‹ ą¤†ą¤Ŗą¤•ą„€ ą¤øą¤¾ą¤‡ą¤Ÿ ą¤•ą„‡ ą¤«ą„ą¤°ą„‡ą¤® ą¤®ą„‡ą¤‚ ą¤²ą„‹ą¤” ą¤•ą¤°ą¤Øą„‡ ą¤•ą„€ ą¤…ą¤Øą„ą¤®ą¤¤ą¤æ ą¤Øą¤¹ą„€ą¤‚ ą¤¦ą„‡ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ इस ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤•ą„‡ ą¤Ŗą„ƒą¤·ą„ą¤  ą¤‰ą¤Ŗą¤Æą„‹ą¤—ą¤•ą¤°ą„ą¤¤ą¤¾ ą¤•ą„€ नई ą¤–ą„ą¤²ą„€ ą¤¹ą„ą¤ˆ ą¤¬ą„ą¤°ą¤¾ą¤‰ą¤œą¤¼ą¤° ą¤µą¤æą¤‚ą¤”ą„‹ ą¤®ą„‡ą¤‚ ą¤¹ą„€ ą¤²ą„‹ą¤” ą¤¹ą„‹ą¤Øą„‡ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤¬ą„ˆą¤‚ą¤• "ą¤…ą¤øą¤¤ą„ą¤Æą¤¾ą¤Ŗą¤æą¤¤" (unverified) या "ą¤…ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤" (HTTP) ą¤¬ą¤¾ą¤¹ą¤°ą„€ ą¤øą¤¾ą¤‡ą¤Ÿą„‹ą¤‚ ą¤øą„‡ लिंक ą¤Øą¤¹ą„€ą¤‚ करता ą¤¹ą„ˆą„¤

ą¤Ŗą„ą¤Øą¤°ą„€ą¤•ą„ą¤·ą¤£Ā ą¤øą„‚ą¤šą¤Øą¤¾Ā (RedirectionĀ Notice)

ą¤•ą„‹ą¤ˆ ą¤­ą„€ लिंक ą¤œą„‹ ą¤‰ą¤Ŗą¤Æą„‹ą¤—ą¤•ą¤°ą„ą¤¤ą¤¾ ą¤•ą„‹ https://www.bharatbank.bank.in ą¤”ą„‹ą¤®ą„‡ą¤Ø ą¤øą„‡ बाहर ą¤²ą„‡ जाता ą¤¹ą„ˆ, ą¤‰ą¤øą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ ą¤ą¤• "ą¤…ą¤øą„ą¤µą„€ą¤•ą¤°ą¤£" (Disclaimer) या "ą¤Ŗą„ą¤Øą¤°ą„€ą¤•ą„ą¤·ą¤£ ą¤Øą„‹ą¤Ÿ" (Redirection Note) आता ą¤¹ą„ˆ, ą¤œą„‹ ą¤‰ą¤Ŗą¤Æą„‹ą¤—ą¤•ą¤°ą„ą¤¤ą¤¾ ą¤•ą„‹ ą¤øą„‚ą¤šą¤æą¤¤ करता ą¤¹ą„ˆ कि ą¤µą„‡ ą¤¬ą„ˆą¤‚ą¤• ą¤•ą„‡ आधिकारिक वातावरण ą¤•ą„‹ ą¤›ą„‹ą¤”ą¤¼ ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚ और ą¤¬ą„ˆą¤‚ą¤• ą¤—ą¤‚ą¤¤ą¤µą„ą¤Æ ą¤øą¤¾ą¤‡ą¤Ÿ ą¤•ą„€ ą¤—ą„‹ą¤Ŗą¤Øą„€ą¤Æą¤¤ą¤¾ ą¤Ŗą„ą¤°ą¤„ą¤¾ą¤“ą¤‚ या ą¤øą¤¾ą¤®ą¤—ą„ą¤°ą„€ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤‰ą¤¤ą„ą¤¤ą¤°ą¤¦ą¤¾ą¤Æą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤

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