Types of Financial & Cyber Frauds

Understanding how fraudsters operate is your first line of defence. These are the most common attack vectors targeting Indian banking customers.

Phishing Attacks

Fraudsters send emails, SMS, or WhatsApp messages impersonating your bank, NPCI, or government agencies to steal your credentials, OTP, or card details.

49th annual report
Red Flags
  • Urgent language: "Account will be blocked in 24 hours"
  • Links with misspelled domains (e.g., bharatbank.bank.com)
  • Requests for OTP, password, or card number