The Future of Effortless Banking.
Experience award-winning banking on the go. From instant fund transfers to granular card controls, Nexa brings the full power of Bharat Bank to your smartphone.
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Free Insurance
Life & Accident Cover
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Digital Services
Mobile Banking, UPI
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Debit Card
Rupay Classic, Platinum
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Personal Service
People-centric Banking
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Unified Dashboard: View balances and mini-statements for all your Savings, Current, and Loan accounts on a single screen.
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Instant Money Transfers:
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Pay to Contacts: Send money instantly to any Bharat Bank user just by selecting their contact number.
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Multiple Modes: Support for IMPS (Instant), NEFT, and RTGS.
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Scheduler: Plan your future payments or set up recurring transfers (Daily, Weekly, or Monthly).
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In-App Card Controls:
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Switch ON/OFF: Disable your Debit Card instantly when not in use and enable it only when needed.
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Limit Management: Set your own daily limits for ATM withdrawals, POS, and Online transactions.
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Instant Block: Permanently block a lost or stolen card with one tap.
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Smart Financial Tools:
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Spend Analyzer: Visually track your expenditure patterns with automatic categorization.
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Open Deposits: Open Fixed Deposits (FD) or Recurring Deposits (RD) instantly without paperwork.
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Bharat Connect (Utility Payments): Pay electricity, water, and gas bills, or recharge your Mobile/DTH via the integrated, interoperable Bharat Connect gateway.
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Individuals: Resident and Non-Resident (NRI) account holders with a valid Mobile Number and Customer ID.
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Minors: Minor accounts (above 10 years) can access the app with guardian consent; transactions are restricted to educational or pre-approved purposes.
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Non-Individuals:
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Sole Proprietors: Full access for business operations.
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Corporates/Societies/Trusts: Available with Multi-User support (Maker-Checker functionality) as per the Board Resolution.
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Download: Get the "Bharat Bank" app from the Google Play Store or Apple App Store.
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Verify: The app will send a secure SMS from your device to verify your registered mobile number.
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Register:
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Retail Users: Use your Debit Card details or Netbanking credentials to activate the app instantly.
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New/Corporate Users: Download the Mobile Banking Application Form from the bank's website and submit it to your home branch.
Secure: Set a 4-digit MPIN for login and a separate Transaction PIN for securing your funds.
|
Service Item |
Charges |
Daily Limit (Standard) |
|---|---|---|
|
App Activation |
FREE |
N/A |
|
Internal Fund Transfer |
FREE |
ā¹10,00,000 |
|
IMPS |
NIL |
ā¹2,00,000 |
|
NEFT / RTGS |
NIL |
ā¹10,00,000 |
- Can I use Nexa on two different phones?
For security, Nexa can only be active on one device at a time. Activating it on a new phone will automatically de-register it from the previous one. - What happens if I enter the wrong MPIN 5 times?
The app will be locked for security. You can reset your MPIN using the "Forgot MPIN" option with your Debit Card details or by visiting a branch. - Is there a "Cooling Period" for new payees?
Yes. To prevent fraud, any new beneficiary added has a 1-hour cooling period. Transactions above ā¹3,000 can only be performed after this period. - Does the app support Biometrics?
Yes, Nexa supports Fingerprint and Face ID login on compatible Android and iOS devices for faster access.
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Device Binding: Never share your SIM card or use a secondary SIM for banking if your primary number is registered with us.
-
No Screen Sharing: The app will automatically block functionality if it detects a screen-sharing or remote-access app (like AnyDesk) running in the background.
-
Official Source: Only download the app from official stores. Avoid clicking on links in SMS or Emails claiming to be "Nexa Updates."
-
Unified Dashboard: View balances and mini-statements for all your Savings, Current, and Loan accounts on a single screen.
-
Instant Money Transfers:
-
Pay to Contacts: Send money instantly to any Bharat Bank user just by selecting their contact number.
-
Multiple Modes: Support for IMPS (Instant), NEFT, and RTGS.
-
Scheduler: Plan your future payments or set up recurring transfers (Daily, Weekly, or Monthly).
-
-
In-App Card Controls:
-
Switch ON/OFF: Disable your Debit Card instantly when not in use and enable it only when needed.
-
Limit Management: Set your own daily limits for ATM withdrawals, POS, and Online transactions.
-
Instant Block: Permanently block a lost or stolen card with one tap.
-
-
Smart Financial Tools:
-
Spend Analyzer: Visually track your expenditure patterns with automatic categorization.
-
Open Deposits: Open Fixed Deposits (FD) or Recurring Deposits (RD) instantly without paperwork.
-
-
Bharat Connect (Utility Payments): Pay electricity, water, and gas bills, or recharge your Mobile/DTH via the integrated, interoperable Bharat Connect gateway.
-
Individuals: Resident and Non-Resident (NRI) account holders with a valid Mobile Number and Customer ID.
-
Minors: Minor accounts (above 10 years) can access the app with guardian consent; transactions are restricted to educational or pre-approved purposes.
-
Non-Individuals:
-
Sole Proprietors: Full access for business operations.
-
Corporates/Societies/Trusts: Available with Multi-User support (Maker-Checker functionality) as per the Board Resolution.
-
-
Download: Get the "Bharat Bank" app from the Google Play Store or Apple App Store.
-
Verify: The app will send a secure SMS from your device to verify your registered mobile number.
-
Register:
-
Retail Users: Use your Debit Card details or Netbanking credentials to activate the app instantly.
-
New/Corporate Users: Download the Mobile Banking Application Form from the bank's website and submit it to your home branch.
Secure: Set a 4-digit MPIN for login and a separate Transaction PIN for securing your funds.
|
Service Item |
Charges |
Daily Limit (Standard) |
|---|---|---|
|
App Activation |
FREE |
N/A |
|
Internal Fund Transfer |
FREE |
ā¹10,00,000 |
|
IMPS |
NIL |
ā¹2,00,000 |
|
NEFT / RTGS |
NIL |
ā¹10,00,000 |
- Can I use Nexa on two different phones?
For security, Nexa can only be active on one device at a time. Activating it on a new phone will automatically de-register it from the previous one. - What happens if I enter the wrong MPIN 5 times?
The app will be locked for security. You can reset your MPIN using the "Forgot MPIN" option with your Debit Card details or by visiting a branch. - Is there a "Cooling Period" for new payees?
Yes. To prevent fraud, any new beneficiary added has a 1-hour cooling period. Transactions above ā¹3,000 can only be performed after this period. - Does the app support Biometrics?
Yes, Nexa supports Fingerprint and Face ID login on compatible Android and iOS devices for faster access.
-
Device Binding: Never share your SIM card or use a secondary SIM for banking if your primary number is registered with us.
-
No Screen Sharing: The app will automatically block functionality if it detects a screen-sharing or remote-access app (like AnyDesk) running in the background.
-
Official Source: Only download the app from official stores. Avoid clicking on links in SMS or Emails claiming to be "Nexa Updates."