Real-time Banking in the Palm of Your Hand.
Ā Instant alerts and on-demand information through secure SMS, ensuring you are always in control of your finances, anytime and anywhere.
Bharat Bankās SMS Banking is a robust "Offline Banking" solution that provides two-way communication between you and your account. It serves as both a security featureānotifying you of every transactionāand a convenience tool, allowing you to pull account information simply by sending a keyword from your registered mobile number.
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Free Insurance
Life & Accident Cover
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Digital Services
Mobile Banking, UPI
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Debit Card
Rupay Classic, Platinum
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Personal Service
People-centric Banking
The bank automatically "pushes" notifications to your mobile for the following:
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Transaction Alerts: Instant SMS for every debit and credit in your account (ATM withdrawals, POS purchases, UPI, and Cheque clearances).
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Security Alerts: Notifications for failed login attempts on Netbanking or Mobile Banking.
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OTP (One-Time Password): Secure delivery of codes for online shopping and digital banking transactions.
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Reminders: Alerts for upcoming Loan EMIs, FD maturities, and low balance warnings.
Get account information instantly by sending an SMS to the Bankās official number: 9223009999.
|
To Know Your... |
SMS Format |
Send To |
|---|---|---|
|
Account Balance |
BAL |
9223009999 |
|
Last 3 Transactions |
MINI |
9223009999 |
|
Cheque Status |
CHQ |
9223009999 |
|
Stop Cheque |
STOP |
9223009999 |
|
Block Debit Card |
BLOCK |
9223009999 |
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Eligibility: All Savings, Current, and Overdraft account holders with a registered mobile number.
-
How to Register:
-
At Branch: Submit a simple 'Mobile Update Form' at your base branch.
-
At ATM: Use any Bharat Bank ATM to register your mobile number instantly under the 'Mobile Registration' menu.
-
Via App: If you have the Nexa App, you can manage your SMS preferences under 'Settings'.
Bharat Bank follows a transparent pricing policy for SMS alerts as per RBI guidelines.
|
Service Item |
Charges (per Quarter) |
|---|---|
|
Savings Account |
ā¹15 + GST |
|
Current / Overdraft Account |
ā¹25 + GST |
|
Salary / Senior Citizen Accounts |
FREE |
|
Pull SMS (Sent by you) |
Standard SMS rates as per your Telecom Operator. |
- Is SMS Banking safe?
Yes. SMS Banking only provides information and does not allow fund transfers via plain text. Furthermore, it only responds to requests coming from the Registered Mobile Number (RMN) stored in our database. - I changed my mobile number. What should I do?
For your security, you must visit your nearest branch and submit a physical request to update your number. Once updated, you will start receiving alerts on the new number within 24 hours. - Why am I not receiving OTPs or alerts?
- Ensure your mobile is within network coverage.
- Check if you have enabled DND (Do Not Disturb) settings with your operator; you may need to "Whitelist" the bank's sender ID (e.g., BHRTBK).
- Ensure your inbox is not full.
- Can I block my card via SMS if I lose my phone?
No, you would need to use another phone to call our 24/7 Toll-Free Helpline (1800-22-0869) to block both your mobile banking and your debit card.
-
Never share your OTP: No bank official will ever ask for your OTP via SMS or call.
-
Delete Sensitive SMS: Once you have noted your balance or mini-statement, it is a good practice to delete the SMS.
-
Check Sender ID: Official alerts from Bharat Bank will usually come from a dedicated header like -BHRTBK or -BHARAT.
The bank automatically "pushes" notifications to your mobile for the following:
-
Transaction Alerts: Instant SMS for every debit and credit in your account (ATM withdrawals, POS purchases, UPI, and Cheque clearances).
-
Security Alerts: Notifications for failed login attempts on Netbanking or Mobile Banking.
-
OTP (One-Time Password): Secure delivery of codes for online shopping and digital banking transactions.
-
Reminders: Alerts for upcoming Loan EMIs, FD maturities, and low balance warnings.
Get account information instantly by sending an SMS to the Bankās official number: 9223009999.
|
To Know Your... |
SMS Format |
Send To |
|---|---|---|
|
Account Balance |
BAL |
9223009999 |
|
Last 3 Transactions |
MINI |
9223009999 |
|
Cheque Status |
CHQ |
9223009999 |
|
Stop Cheque |
STOP |
9223009999 |
|
Block Debit Card |
BLOCK |
9223009999 |
-
Eligibility: All Savings, Current, and Overdraft account holders with a registered mobile number.
-
How to Register:
-
At Branch: Submit a simple 'Mobile Update Form' at your base branch.
-
At ATM: Use any Bharat Bank ATM to register your mobile number instantly under the 'Mobile Registration' menu.
-
Via App: If you have the Nexa App, you can manage your SMS preferences under 'Settings'.
Bharat Bank follows a transparent pricing policy for SMS alerts as per RBI guidelines.
|
Service Item |
Charges (per Quarter) |
|---|---|
|
Savings Account |
ā¹15 + GST |
|
Current / Overdraft Account |
ā¹25 + GST |
|
Salary / Senior Citizen Accounts |
FREE |
|
Pull SMS (Sent by you) |
Standard SMS rates as per your Telecom Operator. |
- Is SMS Banking safe?
Yes. SMS Banking only provides information and does not allow fund transfers via plain text. Furthermore, it only responds to requests coming from the Registered Mobile Number (RMN) stored in our database. - I changed my mobile number. What should I do?
For your security, you must visit your nearest branch and submit a physical request to update your number. Once updated, you will start receiving alerts on the new number within 24 hours. - Why am I not receiving OTPs or alerts?
- Ensure your mobile is within network coverage.
- Check if you have enabled DND (Do Not Disturb) settings with your operator; you may need to "Whitelist" the bank's sender ID (e.g., BHRTBK).
- Ensure your inbox is not full.
- Can I block my card via SMS if I lose my phone?
No, you would need to use another phone to call our 24/7 Toll-Free Helpline (1800-22-0869) to block both your mobile banking and your debit card.
-
Never share your OTP: No bank official will ever ask for your OTP via SMS or call.
-
Delete Sensitive SMS: Once you have noted your balance or mini-statement, it is a good practice to delete the SMS.
-
Check Sender ID: Official alerts from Bharat Bank will usually come from a dedicated header like -BHRTBK or -BHARAT.