Simplicity Meets Security.
Designed for the everyday needs of our customers, the RuPay Classic Debit Card is a domestic powerhouse that offers fast, secure, and affordable transactions across a vast network of ATMs and merchant outlets.
-
Free Insurance
Life & Accident Cover
-
Digital Services
Mobile Banking, UPI
-
Debit Card
Rupay Classic, Platinum
-
Personal Service
People-centric Banking
-
Wide Acceptance: Accepted at over 2.5 Lakh ATMs and more than 50 Lakh POS (Point of Sale) terminals and e-commerce websites across India bearing the RuPay logo.
-
Safe & Secure: Integrated with EMV Chip and PIN technology to protect your transactions against skimming and unauthorized use.
-
Exclusive Merchant Offers: Enjoy year-round discounts and cashback offers on dining, shopping, and travel exclusively at [suspicious link removed].
-
Indigenous Network: Being a homegrown payment network, transaction processing is faster and more cost-effective compared to international counterparts.
-
24/7 Access: Manage your money even when the bank is closedācheck balances, withdraw cash, or change your PIN at any time.
|
Transaction Type |
Daily Limit |
|---|---|
|
ATM Cash Withdrawal |
ā¹25,000 |
|
POS / Online (E-commerce) |
ā¹50,000 |
|
Total Daily Limit |
ā¹75,000 |
|
Service Item |
Charges |
|---|---|
|
Issuance Fee |
ā¹150 |
|
Annual Maintenance Fee |
ā¹200 (First year free for new accounts) |
|
Card Replacement Fee |
ā¹150 |
|
Duplicate PIN (Physical) |
ā¹50 (Green PIN via ATM is FREE) |
|
Free ATM Transactions |
5 Transactions (Financial + Non-Financial) per month |
Eligibility:
-
All individual Savings and Current account holders.
-
Joint account holders (with 'Either or Survivor' or 'Anyone or Survivor' mandates).
-
Sole Proprietorship firms.
Documents Required:
-
Debit Card Application Form: Duly filled and signed (available at all branches).
-
Recent Passport Size Photograph: 1 copy (for non-personalized cards).
-
KYC Compliance: Ensure your account is fully KYC-compliant with updated Aadhaar and PAN details.
- Can I use my RuPay Classic Card for international websites?
By default, the RuPay Classic Card is enabled for domestic use only. However, you can request an International variant or upgrade to RuPay Platinum if you require global usage. - How do I activate my new card?
Simply visit any Bharat Bank ATM, insert your card, and use the "Green PIN" option to set your 4-digit PIN using the OTP sent to your registered mobile number. - What should I do if my card is lost?
Immediately block your card via Nexa (Mobile App), Netbanking, or by calling our 24/7 Toll-Free helpline. You can also send an SMS: BLOCK to the bankās official number. - Is there an insurance cover on this card?
The RuPay Classic variant typically comes with a Personal Accident Insurance cover of ā¹1 Lakh (subject to the card being used at least once in the last 30 days at a POS or ATM).
-
Wide Acceptance: Accepted at over 2.5 Lakh ATMs and more than 50 Lakh POS (Point of Sale) terminals and e-commerce websites across India bearing the RuPay logo.
-
Safe & Secure: Integrated with EMV Chip and PIN technology to protect your transactions against skimming and unauthorized use.
-
Exclusive Merchant Offers: Enjoy year-round discounts and cashback offers on dining, shopping, and travel exclusively at [suspicious link removed].
-
Indigenous Network: Being a homegrown payment network, transaction processing is faster and more cost-effective compared to international counterparts.
-
24/7 Access: Manage your money even when the bank is closedācheck balances, withdraw cash, or change your PIN at any time.
|
Transaction Type |
Daily Limit |
|---|---|
|
ATM Cash Withdrawal |
ā¹25,000 |
|
POS / Online (E-commerce) |
ā¹50,000 |
|
Total Daily Limit |
ā¹75,000 |
|
Service Item |
Charges |
|---|---|
|
Issuance Fee |
ā¹150 |
|
Annual Maintenance Fee |
ā¹200 (First year free for new accounts) |
|
Card Replacement Fee |
ā¹150 |
|
Duplicate PIN (Physical) |
ā¹50 (Green PIN via ATM is FREE) |
|
Free ATM Transactions |
5 Transactions (Financial + Non-Financial) per month |
Eligibility:
-
All individual Savings and Current account holders.
-
Joint account holders (with 'Either or Survivor' or 'Anyone or Survivor' mandates).
-
Sole Proprietorship firms.
Documents Required:
-
Debit Card Application Form: Duly filled and signed (available at all branches).
-
Recent Passport Size Photograph: 1 copy (for non-personalized cards).
-
KYC Compliance: Ensure your account is fully KYC-compliant with updated Aadhaar and PAN details.
- Can I use my RuPay Classic Card for international websites?
By default, the RuPay Classic Card is enabled for domestic use only. However, you can request an International variant or upgrade to RuPay Platinum if you require global usage. - How do I activate my new card?
Simply visit any Bharat Bank ATM, insert your card, and use the "Green PIN" option to set your 4-digit PIN using the OTP sent to your registered mobile number. - What should I do if my card is lost?
Immediately block your card via Nexa (Mobile App), Netbanking, or by calling our 24/7 Toll-Free helpline. You can also send an SMS: BLOCK to the bankās official number. - Is there an insurance cover on this card?
The RuPay Classic variant typically comes with a Personal Accident Insurance cover of ā¹1 Lakh (subject to the card being used at least once in the last 30 days at a POS or ATM).