| Sr No. | Period of Deposit | Below ā¹1 Crore | |
|---|---|---|---|
| General PublicāØ(Domestic & NRO) | Senior CitizenāØ(Domestic) | ||
| Domestic & NRO | Domestic | ||
| 1 | 7 Days upto 29 Days | 4.00 | 4.00 |
| 2 | 30 Days upto 60 Days | 4.00 | 4.00 |
| 3 | 61 Days upto 90 Days | 4.25 | 4.25 |
| 4 | 91 Days upto 180 Days | 5.50 | 5.50 |
| 5 | 181 Days to less than 1 year | 6.00 | 6.00 |
| 6 | 1 year to 15 months | 6.90 | 7.40 |
| 7 | Above 15 months to 2 years | 7.00 | 7.50 |
| 8 | Above 2 years to 3 years | 6.85 | 7.35 |
| 9 | Above 3 years to 5 years | 6.60 | 7.10 |
| 10 | Above 5 years | 6.75 | 7.25 |
| 11 | Flexi Fixed Deposit Current Account (FFDCA) 29 days | 4% p.a. | |
| 12 | Flexi Fixed Deposit Saving Account (FFDSB) 90 days) |
4.25% p.a. | |
| 13 | Bharat Deposit Tax Benefit Scheme - 5 years (Maximum Rs.1.50 Lakh can be invested by an individual per Financial Year) |
6.75% p.a. | |
# No additional rate of interest shall be applicable to Senior Citizen for deposits under NRO category
| Sr No. | Period of Deposit | ā¹ 1 Crore to less than ā¹ 2 Crore | ā¹ 2 Crore to less than ā¹ 5 Crore | ā¹ 5 Crore to less than ā¹ 7.50 Crore | ā¹ 7.50 Crore and above |
|---|---|---|---|---|---|
| 1 | 7 Days upto 29 Days | 5.00 | 5.00 | 5.00 | 5.00 |
| 2 | 30 Days upto 60 Days | 5.00 | 5.00 | 5.00 | 5.00 |
| 3 | 61 Days upto 90 Days | 5.25 | 5.25 | 5.25 | 5.25 |
| 4 | 91 Days upto 180 Days | 6.50 | 6.50 | 6.50 | 6.50 |
| 5 | 181 Days to less than 1 year | 7.00 | 7.00 | 7.00 | 7.00 |
| 6 | 1 year to 15 months | 7.50 | 7.60 | 7.80 | 7.55 |
| 7 | Above 15 months to 2 years | 7.00 | 7.00 | 7.00 | 7.00 |
| 8 | Above 2 years to 3 years |
6.85 |
6.85 |
6.85 |
6.85 |
| 9 | Above 3 years to 5 years |
6.60 |
6.60 |
6.60 |
6.60 |
| 10 | Above 5 years |
6.75 |
6.75 |
6.75 |
6.75 |
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen for deposit of 1 crore & above.
RATE OF INTEREST ON TERM DEPOSITS (NRE) W.E.F. 29th SEP 2026 ( % PER ANNUM)
| Sr No. | Period of Deposit | Below ā¹1 Crore |
|---|---|---|
| 1 | 12 Months | 6.80 |
| 2 | Above 12 months upto 24 months | 6.85 |
| 3 | Above 24 months upto 36 months | 6.85 |
| 4 | Above 36 months upto 120 months | 6.25 |
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen.
| Sr No. | Period of Deposit | ā¹1 Crore to less than ā¹2 Crore | ā¹2 Crore to less than ā¹5 Crore | ā¹5 Crore to less than ā¹7.50 Crore | ā¹7.50 Crore and above |
|---|---|---|---|---|---|
| 1 | 12 Months | 7.45 | 7.55 | 7.75 | 7.50 |
| 2 | Above 12 months upto 24 months | 7.00 | 7.00 | 7.00 | 7.00 |
| 3 | Ā Above 24 months upto 36 months | 6.85 | 6.85 | 6.85 | 6.85 |
| 4 | Above 36 months upto 120 months | 6.10 | 6.10 | 6.10 | 6.10 |
# No additional rate of interest over and above the card rate shall be applicable to Senior Citizen.
RATE OF INTEREST ON FCNR(B) W.E.F. 29th OCT 2026
| Currency | Period of Deposits | Rate of Interest % p.a. (Compounded half yearly) |
|---|---|---|
| USD | 1 year and above but less than 2 years | 5.36 |
| USD | 2 years and above but less than 3 years | 4.51 |
| USD | 3 years and above but less than 4 years | 4.11 |
| USD | 4 years and above but less than 5 years | 4.11 |
| USD | 5 years only | 4.11 |
| GBP | 1 Year 1 Day | 3.48 |
| EURO | 1 Year 1 Day | 2.19 |
| JPY | 1 Year 1 Day | 0.93 |
RATE OF INTEREST ON RFC W.E.F. 29th OCT 2026
| Currency | Period of Deposits | Rate of Interest % p.a. (Compounded half yearly) |
|---|---|---|
| USD | 1 year and above but less than 2 years | 5.36 |
| USD | 2 years and above but less than 3 years | 4.51 |
| USD | 3 years only | 4.11 |
| EURO | 1 Year 1 Day | 2.19 |