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Empowering Doctors with Financial Support for Better Healthcare

You strive to keep our Society Healthy; we will take care of your financial needs. Get the latest medical equipment, renovate or for expanding scale of operations, integrate technology into your practice, maintain your cash flow with Loan to Doctors with Medi-Overdraft scheme from Bharat bank.

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  • Purpose: To Purchase/Construction of Hospital Premises, Polyclinics, Consulting Rooms, Nursing Homes etc., Expansion/Renovation of Existing Premises , Ā Purchase of Medical Equipmentā€™s/Vehicles etc or Ā Working capital requirement including stock of medicine
  • Loan Amount: Term Loan - Maximum Amount Available under Bankā€™s Exposure Limit Working Capital ā€“ Maximum Rs.500.00 Lac under Bharat Bank Medi Overdraft Scheme.
  • Repayment Period: Repayment is Maximum for 120 Months (Inclusive of Moratorium/Gestation Period ).
  • Margin Requirement: Minimum 25% of the project costĀ 
  • Security: Charge on Assets created out of Bank Finance and Ā Immovable Property free from all encumbrances. Ā 
  • Entities: Individuals, Proprietorship, Partnership Firms, Private Limited companies/Trusts engaged in providing medical / pathological / diagnostic services to the society.

    Applicants / Promoters should have recognized qualification in any branch of medical science like MBBS / BAMS / BDS/ BHMS or any degree / course in physiotherapy / radiology etc.

    In case of Partnership Firm/ limited company/ Trust, either one of the partners/ Director/ trustees should be qualified registered Medical practitioners in the hospital.
  • Co-applicants: All joint owners of the collateral property must be joined as co-applicants.
  1. Income Proof: Last 3 years' Income Tax Returns (ITR) and Audited Financials to calculate the eligibility.
  2. KYC: Standard identity and address proofs for all applicants/directors.
  3. Entity Documents: GST registration, Udyam certificate, and Partnership Deed/MOA/AOA.
  4. Property Documents: Title deeds, 30-year search report, and latest valuation from two bank-empanelled valuers (for high-value loans).
  5. Bank Statements: Last 12 months' operative account statements.
  • As Applicable from time to time

  • Purpose: To Purchase/Construction of Hospital Premises, Polyclinics, Consulting Rooms, Nursing Homes etc., Expansion/Renovation of Existing Premises , Ā Purchase of Medical Equipmentā€™s/Vehicles etc or Ā Working capital requirement including stock of medicine
  • Loan Amount: Term Loan - Maximum Amount Available under Bankā€™s Exposure Limit Working Capital ā€“ Maximum Rs.500.00 Lac under Bharat Bank Medi Overdraft Scheme.
  • Repayment Period: Repayment is Maximum for 120 Months (Inclusive of Moratorium/Gestation Period ).
  • Margin Requirement: Minimum 25% of the project costĀ 
  • Security: Charge on Assets created out of Bank Finance and Ā Immovable Property free from all encumbrances. Ā 

  • Entities: Individuals, Proprietorship, Partnership Firms, Private Limited companies/Trusts engaged in providing medical / pathological / diagnostic services to the society.

    Applicants / Promoters should have recognized qualification in any branch of medical science like MBBS / BAMS / BDS/ BHMS or any degree / course in physiotherapy / radiology etc.

    In case of Partnership Firm/ limited company/ Trust, either one of the partners/ Director/ trustees should be qualified registered Medical practitioners in the hospital.
  • Co-applicants: All joint owners of the collateral property must be joined as co-applicants.

  1. Income Proof: Last 3 years' Income Tax Returns (ITR) and Audited Financials to calculate the eligibility.
  2. KYC: Standard identity and address proofs for all applicants/directors.
  3. Entity Documents: GST registration, Udyam certificate, and Partnership Deed/MOA/AOA.
  4. Property Documents: Title deeds, 30-year search report, and latest valuation from two bank-empanelled valuers (for high-value loans).
  5. Bank Statements: Last 12 months' operative account statements.

  • As Applicable from time to time