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Unmatched Power for Global Enterprises

Experience ultimate freedom with our most comprehensive business banking suite.

The Bharat Platinum Current Account is our flagship business offering, meticulously designed for large-scale enterprises that operate at the highest level of commerce. Recognising that elite businesses require total flexibility, the Platinum variant removes traditional banking barriers by offering near-total waivers on transactional service charges. This account is more than just a financial toolā€”it is a strategic asset that provides the scale, speed, and priority status your organisation demands.

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  • Free Insurance
    Free Insurance

    Life & Accident Cover

  • Digital Services
    Digital Services

    Mobile Banking, UPI

  • Debit Card
    Debit Card

    Rupay Classic, Platinum

  • Personal Service
    Personal Service

    People-centric Banking

  • Monthly Minimum balance of Rs.2,50,000.

  • Quarterly average credit balance of Rs.5,00,000.

  • Free cheque leaves.

  • Free Demand Draft/Payorder.

  • Free RTGS/NEFT facility.

  • Free Mobile banking and net banking facility.

  • No charges for Solvency Certificates and all other certificates.

  • SMS alerts for every transactions.

  • Large Private & Public Limited Companies.

  • Government Bodies and Large Institutional Clients.

  • Major Multi-state Co-operative Societies & Federations.

  • High-turnover Importers, Exporters, and Industrialists.

  • Certificate of Incorporation, MOA, and AOA.

  • Detailed Board Resolution for the Platinum Account mandate.

  • PAN Card of the Entity and GST Registration certificates.

  • KYC documentation (OVD, PAN, and Photos) for all Directors and Authorised Signatories.

  • Latest Audited Financial Statements (as per bank policy).

  • Who should opt for the Platinum Current Account?
    This is ideal for businesses with very high daily cash deposits or a massive volume of digital payouts who want to eliminate transactional service fees.
  • Are there any limits on free digital transfers?
    No, the Platinum account is designed to provide unlimited free NEFT, RTGS, and IMPS transactions.
  • Does this account support international business?
    Yes, Platinum holders receive preferential pricing on LC (Letter of Credit) and BG (Bank Guarantee) issuances.
  • Can I customise my account statement frequency?
    Yes, we offer daily, weekly, or monthly automated e-statements in various formats to suit your internal audit needs.
  • Failure to Maintain Minimum Balance: Rs.100 once on every day of occurrence.
  • Cheque Book Charges:Ā NIL
  • Account Maintenance Charges: NIL
  • Cheque Return Charges:Ā NIL
  • ECS Return Charges: NIL
  • Stop Payment Instructions: Rs.50 per instrument subject to maximum of Rs.200.
  • Duplicate Statement of Account: Rs.60 for 40 entries or part thereof.
  • Purchase/discounting of Demand Draft: NIL
  • Temporary Overdraft per instance: 0.50% subject to minimum of Rs.200
  • Bulk Cash Deposit Charges:Ā 
    • Rs.200 per lakh (& thereafter Rs.3 per thousand or part thereof) in case of more than Rs.2 Lakh deposited in a day at the base branch.
    • Rs.300 per lakh (& thereafter Rs.5 per thousand or part thereof) in case of more than Rs.2 Lakh deposited in a day at the non-base branch
  • Account Closure: Rs.200 if closed after 30 days and within 12 months of opening.

(Exclusive of GST)

  • Monthly Minimum balance of Rs.2,50,000.

  • Quarterly average credit balance of Rs.5,00,000.

  • Free cheque leaves.

  • Free Demand Draft/Payorder.

  • Free RTGS/NEFT facility.

  • Free Mobile banking and net banking facility.

  • No charges for Solvency Certificates and all other certificates.

  • SMS alerts for every transactions.

  • Large Private & Public Limited Companies.

  • Government Bodies and Large Institutional Clients.

  • Major Multi-state Co-operative Societies & Federations.

  • High-turnover Importers, Exporters, and Industrialists.

  • Certificate of Incorporation, MOA, and AOA.

  • Detailed Board Resolution for the Platinum Account mandate.

  • PAN Card of the Entity and GST Registration certificates.

  • KYC documentation (OVD, PAN, and Photos) for all Directors and Authorised Signatories.

  • Latest Audited Financial Statements (as per bank policy).

  • Who should opt for the Platinum Current Account?
    This is ideal for businesses with very high daily cash deposits or a massive volume of digital payouts who want to eliminate transactional service fees.
  • Are there any limits on free digital transfers?
    No, the Platinum account is designed to provide unlimited free NEFT, RTGS, and IMPS transactions.
  • Does this account support international business?
    Yes, Platinum holders receive preferential pricing on LC (Letter of Credit) and BG (Bank Guarantee) issuances.
  • Can I customise my account statement frequency?
    Yes, we offer daily, weekly, or monthly automated e-statements in various formats to suit your internal audit needs.

  • Failure to Maintain Minimum Balance: Rs.100 once on every day of occurrence.
  • Cheque Book Charges:Ā NIL
  • Account Maintenance Charges: NIL
  • Cheque Return Charges:Ā NIL
  • ECS Return Charges: NIL
  • Stop Payment Instructions: Rs.50 per instrument subject to maximum of Rs.200.
  • Duplicate Statement of Account: Rs.60 for 40 entries or part thereof.
  • Purchase/discounting of Demand Draft: NIL
  • Temporary Overdraft per instance: 0.50% subject to minimum of Rs.200
  • Bulk Cash Deposit Charges:Ā 
    • Rs.200 per lakh (& thereafter Rs.3 per thousand or part thereof) in case of more than Rs.2 Lakh deposited in a day at the base branch.
    • Rs.300 per lakh (& thereafter Rs.5 per thousand or part thereof) in case of more than Rs.2 Lakh deposited in a day at the non-base branch
  • Account Closure: Rs.200 if closed after 30 days and within 12 months of opening.

(Exclusive of GST)