Personalized Banking Beyond the Ordinary

Where exclusivity meets your everyday financial needs.

Our Premium SB Account is your best companion in your financial journey. It offers an elite blend of luxury and security, providing tiered privileges like locker waivers and free insurance. Experience high-end banking with digital speed and a personalized touch tailored for your lifestyle.Beyond the exclusive perks, we provide a banking environment that respects your time and prioritizes your convenience. Our commitment is to offer you a stable and superior platform that supports your financial aspirations at every milestone.

  • Personal Service
    Personal Service

    People-centric Banking

  • Free Insurance
    Free Insurance

    Life & Accident Cover

  • Digital Services
    Digital Services

    Mobile Banking, UPI

  • Debit Card
    Debit Card

    Rupay Classic, Platinum

  • Choose from Silver, Gold, or Platinum variants to match your financial profile and lifestyle needs.
  • Enjoy up to 100% waiver on the first-year rent for Type A and B lockers (for Platinum members).
  • Complimentary Accidental Death and Disability cover (PMSBY) for up to 3 years for Platinum holders.
  • NIL charges for the issuance of Demand Drafts and Pay Orders across all premium tiers.
  • Benefit from unlimited free cheque leaves (Platinum) or high-limit free leaves (Gold/Silver).
  • Enjoy unlimited free transactions at other bank ATMs for Gold and Platinum account holders.
  • Zero charges for NEFT, RTGS, SMS alerts, and mobile banking transactions.
  • High daily withdrawal and purchase limits on your personalized Premium Debit Card.
  • Resident Individuals (Singly or Jointly)
  • One latest passport size photograph.

  • PAN Card or Form 60.

  • Any one of - Aadhaar Card, Voter’s ID, Driving License, Passport, Job Card issued under MGNREGA or the new Viksit Bharat-G RAM G Act, Letter issued by the National Population Registrar
  • What are the balance requirements for Premium accounts? Quarterly Average Balance (QAB) is ₹10,000 for Silver, ₹25,000 for Gold, and ₹50,000 for Platinum.
  • Do I get a free locker? Platinum members get a 100% waiver and Gold members get a 50% waiver on the first-year rent for Type A & B lockers.
  • Is the Debit Card free?The annual fee is waived for the first year (Silver), first two years (Gold), or permanently (Platinum).
  • What insurance is included? You get free accidental cover under PMSBY; Platinum members get 3 years of coverage free.
  • Are Demand Drafts free? Yes, the issuance of DDs and Pay Orders is free for all Premium SB account holders.

  • Non-maintenance Penalty: 10% of shortfall (Max ₹100 for Silver; Max ₹200 for Gold/Platinum).

  • Locker Rent Waiver:100% (Platinum) / 50% (Gold) for the 1st year (Type A/B).

  • Debit Card Annual Fee: NIL for Platinum; ₹250 p.a. for others (after waiver period).

  • Stop Payment:NIL for Platinum; 25% of normal charges for Gold.

  • Account Closure: NIL for Gold and Platinum (if closed after 14 days).