Elite Banking Redefined

Exclusivity that complements your success.

Our Bharat Platinum account offers an unmatched suite of elite privileges, including total locker rent waivers and permanent debit card fee exemptions. Enjoy a seamless, high-speed banking experience with personalized attention and a comprehensive safety net for your family. This account is designed to provide you with maximum convenience and significant cost savings on everyday banking services.

You will benefit from a robust digital platform that ensures your transactions are handled with speed and precision. We are committed to maintaining the highest standards of security and reliability, ensuring your hard-earned savings are always protected.

  • Personal Service
    Personal Service

    People-centric Banking

  • Free Insurance
    Free Insurance

    Life & Accident Cover

  • Digital Services
    Digital Services

    Mobile Banking, UPI

  • Debit Card
    Debit Card

    Rupay Classic, Platinum

  • Minimum Balance (QAB):  : ₹50,000.

  • Enjoy a 100% waiver on the first-year rent for Type A and B lockers to secure your valuables.

  • Complimentary Accidental Death and Disability cover (PMSBY) provided for 3 years at no cost.

  • Never worry about cheque leaf costs with unlimited free cheque books provided annually.

  • Permanent waiver on Annual Maintenance Charges (AMC) for your premium Platinum Debit Card.

  • Enjoy unlimited free transactions at any bank’s ATM across India without any monthly caps.

  • Pay nothing for high-value fund transfers via NEFT or RTGS, whether done online or at a branch.

  • Benefit from the issuance of Demand Drafts and Pay Orders with zero processing fees.

  • Access to faster processing and dedicated service for all your complex banking requirements.

  • Resident Individuals (Singly or Jointly)

  • One latest passport size photograph.

  • PAN Card or Form 60.

  • Any one of - Aadhaar Card, Voter’s ID, Driving License, Passport, Job Card issued under MGNREGA or the new Viksit Bharat-G RAM G Act, Letter issued by the National Population Registrar.

  • What is the balance requirement for Bharat Platinum? The Quarterly Average Balance (QAB) requirement for this elite tier is ₹50,000.

  • Is the locker facility completely free? Platinum members receive a 100% waiver on the first-year rent for Type A and B lockers.

  • Are there any charges for the Debit Card? No, Bharat Platinum account holders enjoy a permanent waiver on debit card annual fees.

  • How many free cheque leaves can I request? There is no limit; Platinum members are eligible for unlimited free cheque leaves.

  • How long is the insurance cover valid? We provide a complimentary PMSBY accidental cover for a period of 3 years.

  • Non-maintenance Penalty: 10% of shortfall (Minimum ₹10, Maximum ₹200).

  • Locker Rent Waiver (Type A/B): 100% for the 1st year.

  • Debit Card Annual Fee: NIL (Permanently Waived).

  • Stop Payment / Account Closure: NIL.